Fees
Individual and Couples counseling rate is $150.00 per 50 minute session.
Group counseling is typically $40.00 - $45.00 per session with a discount if you pay for all sessions in advance.
Cancellation Fees are $75.00 if you do not provide 24 hrs notice.
Paperwork done on your behalf ranges from $25.00 - $50.00 depending on the time involved
Payment is due on the day of your appointment. You may pay by cash, check, credit card or PayPal.
Forms
All applicable forms will be available to you via our online portal once an appointment is confirmed. These include:
-New Patient Intake Form
-Cancellation Policy
-HIPAA and Privacy Practices
-Limits of Confidentiality
-Social Media Policy
-Informed Consent
-Release of Information
An email with your logon/password will be emailed to you. Alternatively, paper forms will be available in the office if you cannot access a computer.
Do You Accept Insurance?
We are an “out of network” provider for most insurance companies. We do not accept your insurance directly, unless you have Medicare. We operate on a fee-for-service model, which means that you pay for your appointment at the time of each visit. If you have insurance, you will likely have a Co-pay. I do not file secondary insurance claims for co-pays or balances.
Upon request, we will provide you with a detailed invoice (called a "superbill") after each session. It contains all the information that most insurance companies require for reimbursement.
For most people, using insurance to cover mental health concerns does not pose a problem. The unfortunate reality is that seeking mental health care through your insurance can sometimes have unintended consequences.
Insurance companies only cover care that is "medically necessary". This means, that they will typically only cover counseling for issues that have a recognized mental health diagnosis attached to them.
We will be required to assign a diagnosis to you in order for you to get reimbursed for any counseling that you engage in and your medical information will be released.
Thus, your diagnosis and sometimes the supporting evidence for that diagnosis becomes part of your health record. This diagnosis will follow you everywhere. This could affect your ability to get life insurance in the future. It could potentially impact other areas of your life that take your health record into account.
Please be aware that in most cases insurance does not cover couples therapy. Couples therapy and marriage counseling are not seen as mental health necessities. Therefore, these services are often not eligible for reimbursement.
How do you claim out-of-network insurance benefits?
If you choose to claim out-of-network insurance benefits you should contact your insurance company directly to determine whether or not you have out-of-network coverage and the amount of benefit that you can expect to receive from the company. Ask your insurance provider:
Does my plan cover counseling sessions?
Does my plan cover services to out-of-network mental health providers?
Does my plan cover only individual counseling or will it also cover family or couples counseling?
What is the deductible I have to meet before coverage to an out-of-network provider kicks in?
What is my copay or what percentage of treatment do I pay when seeing an out-of-network mental health provider?
Is there a maximum amount per session the insurance will cover for an out-of-network provider?
Do I need pre-authorization or a referral from my primary care physician to see a counselor?
You will receive a statement of services by PsychLife that can be submitted directly to your insurance company for out-of-network benefits. Please note that a mental health diagnosis must be included on your statement in order for you to collect medical, mental health or behavioral health insurance benefits. This diagnosis then becomes part of your individual health record. Once your insurance company approves a service claim for the treatment of your mental health diagnosis, they will pay your benefits directly to you.
